USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors age 62+ who cannot repay a loan.

Grant portion available for seniors 62+; others receive low-interest loans

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • Income must be below 50% AMI
  • Must be in eligible rural area
  • Covers repairs to make home safe and sanitary

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 670-6553

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Deadline: Rolling applications, subject to funding

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