NC Housing Finance Agency Rehabilitation Loan

North Carolina Housing Finance Agency

Available Home Repair

About This Program

Low-interest rehabilitation loans for owner-occupied homes in North Carolina. Funds can be used for major repairs, accessibility modifications, energy improvements, and code compliance upgrades.

Loan amount based on scope of repairs; typical projects average $30,000

Key Details

  • Low-interest loans up to $50,000 for home repairs
  • Must be owner-occupied primary residence
  • Income limits vary by household size and county
  • Covers major repairs, accessibility, energy improvements
  • Repayment terms up to 20 years

How to Apply

Get free help applying Visit Official Program Page Track this program

(919) 877-5700

A grant-savvy contractor in Enka, NC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications subject to fund availability

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