Alabama Housing Finance Authority Step Up Program

Alabama Housing Finance Authority

Available Home Repair

About This Program

Forgivable loan program for owner-occupied single-family home repairs for moderate-income Alabama homeowners. Loan is forgiven over 5 years of continued owner-occupancy. Available statewide for eligible repairs including roof, HVAC, plumbing, electrical, and structural issues.

Forgivable loan amount based on scope of necessary repairs, no repayment if 5-year occupancy maintained

Key Details

  • Forgivable loan up to $15,000 for home repairs
  • Must be owner-occupied single-family home in Alabama
  • Income limits apply (typically 80-120% AMI)
  • Forgiven after 5 years of continued occupancy
  • Covers major systems and structural repairs

How to Apply

A grant-savvy contractor in Enterprise, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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