King County ADA Home Modification Loan

King County Community Services

Available Senior & Disability

About This Program

Forgivable loans up to $15,000 for accessibility modifications to homes occupied by persons with disabilities. Covers ramps, widened doorways, accessible bathrooms, and other ADA-compliant modifications. Forgiven after 5 years.

Forgivable loan, no repayment if you stay in the home 5 years

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Forgivable loan up to $15,000 for accessibility modifications
  • Income at or below 80% AMI required
  • Household member must have a disability
  • Forgiven after 5 years of owner-occupancy
  • Covers ramps, bathroom modifications, door widening

How to Apply

Get free help applying Visit Official Program Page Track this program

(206) 263-9095

A grant-savvy contractor in Enumclaw, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Enumclaw early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

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