MI Saves Home Energy Loan

Michigan Saves (Statewide)

Available Energy Assistance

About This Program

Low-interest financing for Michigan homeowners to install energy efficiency improvements and renewable energy systems. Interest rates starting at 4.99% with terms up to 10 years. No prepayment penalty.

Loan amount based on project cost, repaid at competitive interest rate

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Loan up to $30,000 for energy improvements
  • Interest rates starting at 4.99%
  • Terms up to 10 years available
  • No income requirement
  • Covers HVAC, insulation, solar, heat pumps

How to Apply

A grant-savvy contractor in Escanaba, MI can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Escanaba early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing program

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

Email us about this program

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Escanaba, MI

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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