Home Improvement Grants in Escanaba.

Find grants, rebates, forgivable loans, and free programs for Escanaba, MI, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Escanaba, MI, with individual awards up to $126,526. 3 programs target seniors, 2 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants12Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates7Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

Michigan State Weatherization Assistance Program (WAP)

Federally funded program providing comprehensive energy efficiency upgrades to income-eligible Michigan households. Serv...

Weatherization
Up to $24,999 forgivable loan

Escanaba Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans up to $24,999 for major home repairs to owner-occupied properties in Esca...

Home Repair
Up to $5,000 grant

Escanaba Emergency Home Repair Grant

Provides emergency repair grants for owner-occupied households in Escanaba with income at or below 50% AMI. Covers urgen...

Emergency
Free lead hazard removal

Michigan Childhood Lead Poisoning Prevention Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under a...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loan program for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their ...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grant assistance for very-low-income homeowners age 62 or older in rural areas to remove health and safety hazards. Delt...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. El...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Helps veterans with certain service-connected disabilities adapt a family member's home where they reside or will reside...

Veterans
Forgivable loan up to $35,000

Delta County HOME Rehabilitation Program

HUD HOME-funded program providing forgivable loans for major home repairs to owner-occupied properties in Delta County. ...

Home Repair
Up to $800 rebate

Wisconsin Public Service Furnace Replacement Program

Rebate program for WPS natural gas customers who install qualifying high-efficiency furnaces. Rebates range from $250 to...

Energy
Up to $200 rebate

WPS Natural Gas Water Heater Rebate

Rebate for WPS natural gas customers who purchase qualifying high-efficiency water heaters. Rebates of $100-$200 based o...

Energy
Up to $500 rebate

WPS Home Insulation Rebate

Rebate for WPS customers who add insulation to attics, walls, or basements. Must meet minimum R-value requirements. Reba...

Weatherization
Up to $800 rebate

Upper Peninsula Power Company Heat Pump Rebate

Rebate for UPPCO electric customers who install qualifying air-source or ground-source heat pumps. Rebates vary based on...

Energy
Up to $300 rebate

UPPCO Home Energy Efficiency Rebate

Rebate program for UPPCO electric customers who complete qualifying weatherization improvements including insulation, ai...

Weatherization
Loan up to $7,500 at 3% interest

Michigan Septic Tank & Water Improvement Loan

Low-interest loan program to repair or replace failing septic systems, wells, or water systems in Michigan. Available to...

Home Repair
Grant up to $15,000

Delta County ADA Accessibility Modification Grant

CDBG-funded grant program to modify homes for accessibility for disabled residents in Delta County. Covers wheelchair ra...

Seniors & Disability
Grant up to $3,000

Delta County Senior Home Repair Grant

Grant assistance for Delta County seniors age 60+ with income at or below 80% AMI for minor home repairs and safety impr...

Seniors & Disability
Loan up to $30,000

MI Saves Home Energy Loan

Low-interest financing for Michigan homeowners to install energy efficiency improvements and renewable energy systems. I...

Energy
Rebate varies by system size

Michigan Solar Incentive Program

State incentive program for Michigan homeowners who install solar photovoltaic systems. Rebates are based on system size...

Solar/Renewable
30% tax credit through 2032

Federal Residential Solar Tax Credit (ITC)

Federal tax credit for homeowners who install solar energy systems. Credit equals 30% of total system cost including equ...

Solar/Renewable
Up to $5,000 low-interest loan

Escanaba Sewer Lateral Repair Assistance

Low-interest loan program to help Escanaba homeowners repair or replace failing sewer laterals from the home to the city...

Home Repair
25% state tax credit

Michigan Historic Preservation Tax Credit

State tax credit for homeowners rehabilitating historic homes in Michigan. Property must be listed in the National Regis...

Historic

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Escanaba

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Frequently asked questions

What home improvement grants are available in Escanaba, MI?

26 programs are currently listed for Escanaba, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Escanaba have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Escanaba, 12 programs do not require repayment, 2 are forgivable loans, and 7 are rebates.

How do I apply for home repair grants in Escanaba?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.