Find grants, rebates, forgivable loans, and free programs for Evansville, IN, filtered to your situation.
As of June 2026, 32 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Evansville, IN, with individual awards up to $126,526. 10 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-05-25. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 20 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 6 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home energy efficiency for income-qualified households. ...
Provides major home repairs and rehabilitation for low-income homeowners through forgivable loans administered by local ...
CDBG-funded program providing comprehensive home rehabilitation for low-income owner-occupied homes in Evansville. Forgi...
Provides emergency home repair grants for very low-income owner-occupied households to address immediate health and safe...
Provides accessibility modifications for low-income homeowners with disabilities or seniors needing adaptive features. I...
HUD-funded program that provides free lead hazard reduction services for income-qualified homes built before 1978 where ...
Provides rebates for qualifying energy-efficient natural gas equipment including furnaces, water heaters, smart thermost...
Provides free energy-efficiency upgrades for income-qualified CenterPoint Energy customers including furnace and water h...
Rebate for purchase and installation of qualifying smart thermostats that help reduce energy consumption. Available for ...
Low-interest loans up to $40,000 for very low-income homeowners in eligible rural areas to repair, improve, or modernize...
Grants up to $10,000 for very low-income homeowners age 62 or older in eligible rural areas to remove health and safety ...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their needs. Elig...
Grant for veterans with certain service-connected disabilities to modify a home to meet their needs. Eligible disabiliti...
Provides minor home repair and modification grants for seniors age 60+ to address health, safety, and accessibility issu...
Provides financial assistance for repair or replacement of private sewer laterals for income-qualified homeowners. Forgi...
Property tax deduction for qualified rehabilitation of historic homes in designated historic districts or individually l...
Forgivable second mortgage for first-time homebuyers to assist with down payment and closing costs. Available anywhere i...
Free HUD-approved homebuyer education courses covering budgeting, credit, mortgages, and home maintenance. Required for ...
Indiana net metering allows homeowners with solar panels to receive credits for excess electricity sent to the grid. Cre...
Federal tax credit covering 30% of the cost of installing solar panels and battery storage on residential property. Cred...
Indiana property tax deduction for homeowners age 65 or older. Deduction amount varies based on assessed home value, wit...
Indiana property tax deduction for homeowners with disabilities who receive federal disability benefits or have Veterans...
Low Income Home Energy Assistance Program provides help paying heating and cooling bills for income-qualified households...
HUD HOME funds provide comprehensive rehabilitation for owner-occupied homes to bring them up to local housing quality s...
Federal HOMES rebate program (Inflation Reduction Act) provides rebates for installation of high-efficiency electric hea...
Community Development Block Grant Disaster Recovery funds are allocated by HUD after major disasters to help homeowners ...
Rebate for qualifying high-efficiency natural gas water heaters with energy factor of 0.67 or higher. Available to Cente...
Vanderburgh County provides emergency assistance to honorably discharged veterans and their families for urgent needs in...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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32 programs are currently listed for Evansville, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Evansville, 20 programs do not require repayment, 6 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.