IHCDA Owner-Occupied Rehabilitation Program

Indiana Housing & Community Development Authority

Available Home Repair

About This Program

Provides major home repairs and rehabilitation for low-income homeowners through forgivable loans administered by local community development agencies. Loan is forgiven after 5 years of continued owner occupancy.

Forgivable loan amount based on scope of necessary repairs

Key Details

  • Forgivable loan up to $30,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied and primary residence
  • Forgiven after 5 years of occupancy
  • Covers structural, systems, and accessibility upgrades

How to Apply

Deadline: Contact local administrator for current availability

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