NJHMFA Home Improvement Loan Program

New Jersey Housing and Mortgage Finance Agency

Available Home Repair

About This Program

Low-interest loans for home repairs and improvements to owner-occupied homes in New Jersey. Funds can be used for a wide range of projects including roof replacement, HVAC systems, electrical, plumbing, and structural repairs.

Loan amount based on project scope and household income

Key Details

  • Low-interest loans up to $50,000
  • Income limits vary by county and household size
  • Must be owner-occupied primary residence
  • Fixed-rate terms available
  • Covers major repairs and system replacements

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 654-6873

A grant-savvy contractor in Fair Lawn, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing, subject to funding availability

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