Alabama Housing Finance Authority Step Up Program

Alabama Housing Finance Authority

Available Home Repair

About This Program

Zero-percent interest home repair loan for Alabama homeowners who need critical repairs. Repayment terms up to 20 years make monthly payments affordable for households earning up to 80% of area median income.

0% interest loan repaid over 15-20 years depending on amount

Key Details

  • 0% interest loan up to $15,000 for home repairs
  • Income at or below 80% AMI required
  • Repayment terms up to 20 years
  • Must be owner-occupied primary residence
  • Covers critical repairs including roofing, HVAC, plumbing

How to Apply

A grant-savvy contractor in Fairhope, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications based on fund availability

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Fairhope, AL

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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