Minnesota HOME Homeowner Rehab Program

Minnesota Housing Finance Agency (HOME funds)

Available Home Repair

About This Program

Federal HOME Investment Partnership funds for home rehabilitation administered by Minnesota Housing. Provides grants or low-interest deferred loans for major repairs to homes owned and occupied by low-income families.

Grant or deferred loan depending on income level; no payment if income-qualified

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant or loan up to $50,000 for major rehab
  • Income at or below 80% AMI required
  • Must be owner-occupied
  • Administered through local partners
  • Covers health, safety, structural repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(800) 657-3769

A grant-savvy contractor in Faribault, MN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Faribault early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Contact local administrator

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