USDA Section 504 Home Repair Program

About This Program

Provides loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Seniors 62+ may qualify for grants up to $10,000.

Combination of low-interest loan and grant available to qualifying rural homeowners

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Very low income required (50% AMI or below)
• Must be in USDA-eligible rural area
• Removes health/safety hazards, accessibility mods

How to Apply

A grant-savvy contractor in Farmers Branch, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round