Nassau County SHIP Owner-Occupied Rehabilitation

Nassau County Housing Services / Florida SHIP

Available Home Repair

About This Program

State Housing Initiatives Partnership (SHIP) funded program providing forgivable loans for major home repairs to low-income owner-occupants in Nassau County. Loan forgiven after 5-15 years depending on amount, with affordability period.

Forgivable loan based on scope of needed repairs, forgiven after compliance period

Key Details

  • Forgivable loan up to $50,000 for major repairs
  • Income at or below 80% AMI required
  • Must be owner-occupied in Nassau County
  • Covers structural, roofing, electrical, plumbing, HVAC
  • Forgiven after 5-15 years based on loan amount

How to Apply

A grant-savvy contractor in Fernandina Beach, FL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

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