Home Improvement Grants in Florence.

Find grants, rebates, forgivable loans, and free programs for Florence, AZ, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Florence, AZ, with individual awards up to $126,526. 7 programs target seniors, 3 serve veterans, and 13 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants18Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates5Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization improvements

Arizona Weatherization Assistance Program (WAP)

Federal weatherization program administered by the state to reduce energy costs for low-income households in Florence. P...

Weatherization
Up to $10,000 deferred loan

Arizona Housing Finance Authority HOME Plus Repair

Deferred-payment home repair loans for qualifying Arizona homeowners. Loan is forgiven after 15 years of owner-occupancy...

Home Repair
Up to $15,000 grant

Pinal County Home Repair Program

County-administered home repair grants for low-income owner-occupied homes in unincorporated Pinal County and participat...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan

Low-interest loans to very-low-income rural homeowners for repairs, improvements, or modernization. Florence qualifies a...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grant

Grants for very-low-income homeowners age 62 or older in rural areas like Florence to remove health and safety hazards. ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home. Available nationwide includi...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a family member's home for the veteran's residen...

Veterans
Up to $20,000 grant

Pinal County ADA Accessibility Modification Grant

CDBG-funded accessibility modifications for low-income disabled homeowners in Pinal County. Includes ramps, grab bars, a...

Seniors & Disability
Up to $400 in rebates

SRP Home Performance with ENERGY STAR

SRP rebates for comprehensive home energy efficiency improvements including insulation, air sealing, and duct sealing. A...

Energy
$45 tune-up, plus rebates up to $100

SRP A/C Tune-Up & Rebate

SRP offers discounted A/C tune-ups for $45 and rebates up to $100 for repairs. Available to SRP electric customers in Fl...

Energy
Up to $85 rebate

SRP Smart Thermostat Rebate

Rebate for purchasing and installing a qualifying smart thermostat. SRP electric customers in Florence can save on energ...

Energy
Up to $300 rebate

SRP Heat Pump Water Heater Rebate

Rebate for replacing electric or gas water heaters with ENERGY STAR certified heat pump water heaters. SRP customers in ...

Energy
Net metering credits on electric bill

SRP Customer Generation Price Plan (Solar Buyback)

SRP buys excess solar energy from residential customers at wholesale rates. Florence homeowners with rooftop solar can o...

Solar/Renewable
30% tax credit on solar installation

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of solar panel system costs for residential installations in Florence and nationwide. In...

Solar/Renewable
Up to $500 in rebates

Electrical District 3 Weatherization Rebate

Weatherization rebates for ED3 electric customers in parts of Florence and Pinal County. Covers insulation, weather stri...

Weatherization
Free lead testing and remediation referrals

Arizona Childhood Lead Poisoning Prevention Program

Arizona state program providing free lead testing, case management, and referrals for lead hazard control in homes with ...

Home Repair
Up to $600 emergency utility assistance

Arizona LIHEAP Crisis Assistance

Emergency assistance for low-income Florence households facing utility shut-off or heating/cooling emergencies. Priority...

Energy
Property tax freeze

Arizona Senior Property Valuation Protection

Arizona property tax freeze for homeowners 65+ with total household income under $41,598 (2024). Freezes property valuat...

Property Tax Relief
Full property tax exemption

Arizona Property Tax Exemption for Disabled Veterans & Widows

Full property tax exemption for Arizona disabled veterans (at least 50% service-connected disability rating) or unremarr...

Property Tax Relief
Up to $10,000 grant

Pinal County Septic System Repair Grant

Grants for low-income Florence homeowners to repair or replace failing septic systems. Addresses health hazards from mal...

Home Repair
Up to $30,000 forgivable loan

Florence CDBG Owner-Occupied Rehabilitation

CDBG-funded major rehabilitation program for low-income owner-occupied homes in Florence. Forgivable loan for essential ...

Home Repair
Up to $5,000 grant

Florence CDBG Emergency Home Repair

Emergency repair grants for very-low-income Florence homeowners facing immediate health and safety threats. Covers urgen...

Emergency

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

Stack your funding

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Grant-Approved Contractors in Florence

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Frequently asked questions

What home improvement grants are available in Florence, AZ?

26 programs are currently listed for Florence, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Florence have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Florence, 18 programs do not require repayment, 2 are forgivable loans, and 5 are rebates.

How do I apply for home repair grants in Florence?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.