USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants for very low-income homeowners in eligible rural areas near Florence to repair, improve, or modernize homes. Seniors (62+) may qualify for grants up to $10,000 to remove health and safety hazards.

Loan at 1% interest for 20 years; seniors may receive grant portion for accessibility/safety

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Low-interest loan (1%) up to $40,000
  • Grant up to $10,000 for seniors 62+ to remove hazards
  • Very low income required (50% AMI or below)
  • Available in eligible rural areas near Florence
  • Covers major repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Florence, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Florence early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Year-round applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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