Home Improvement Grants in Florence.

Find grants, rebates, forgivable loans, and free programs for Florence, AL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Florence, AL, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 9 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 per household

Alabama State Weatherization Assistance Program (WAP)

State-administered DOE weatherization program providing free energy efficiency improvements for income-qualified househo...

Weatherization
Up to $15,000 forgivable loan

Alabama Housing Finance Authority STEP UP Program

Provides forgivable loans to low- and moderate-income homeowners for critical home repairs and accessibility modificatio...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or mode...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with specific service-connected disabilities (such as blindness or loss of use of hands) to make adap...

Veterans
Up to $30,000 forgivable loan

Florence Owner-Occupied Rehabilitation Program

CDBG-funded forgivable loan program for major home rehabilitation for low- and moderate-income owner-occupants in Floren...

Home Repair
Up to $10,000 grant

Florence Emergency Home Repair Grant

Grant for emergency repairs posing immediate threats to health and safety for very-low-income owner-occupied households ...

Emergency
Up to $20,000 grant

Florence ADA Accessibility Modification Program

Grant program for accessibility modifications to homes occupied by persons with disabilities in Florence. Covers wheelch...

Seniors & Disability
Up to $5,000 grant

Florence Senior Home Repair Program

Provides minor home repairs and safety modifications for seniors age 60+ in Florence and Lauderdale County. Covers repai...

Seniors & Disability
Free lead hazard removal

Alabama Lead-Based Paint Hazard Reduction Program

HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under age 6. Services inc...

Home Repair
Up to $1,000 rebate

TVA Heat Pump Rebate Program

Rebate for installation of qualifying high-efficiency electric heat pump systems. Available through Joe Wheeler EMC for ...

Energy
Up to $7,500 in upgrades

TVA Home Uplift Program

Comprehensive energy efficiency program for income-qualified homeowners served by Joe Wheeler EMC. Includes free energy ...

Weatherization
Up to $500 rebate

TVA Electric Water Heater Rebate

Rebate for installation of qualifying high-efficiency electric water heaters or heat pump water heaters. Available to Jo...

Energy
$100 rebate

TVA Smart Thermostat Rebate

Rebate for purchase and installation of qualifying smart thermostat. Available to Joe Wheeler EMC customers in Florence....

Energy
Up to $750 rebate

TVA Insulation Rebate Program

Rebate for adding insulation to existing homes served by Joe Wheeler EMC. Covers attic insulation and air sealing improv...

Weatherization
Up to $1,000 or $500/kW

Alabama Solar Energy Rebate Program

Incentive for installation of qualifying residential solar photovoltaic systems. Available to Joe Wheeler EMC customers ...

Solar/Renewable
Varies by project, typically up to $35,000

Alabama HOME Investment Partnerships Program

Federal HOME program funds administered through AHFA for home rehabilitation for low-income homeowners. Provides grants ...

Home Repair
Varies by disaster and need

Alabama Hardest Hit Fund (Disaster Recovery)

Disaster recovery assistance for homeowners affected by federally declared disasters in Alabama. Provides grants for rep...

Disaster
Up to $25,000 per unit

Federal Home Loan Bank Affordable Housing Program (AHP)

Grant program administered through local member banks for owner-occupied housing rehabilitation. Funds must be accessed ...

Home Repair
Up to $3,000 per household

Florence Sewer Lateral Repair Assistance Program

Cost-sharing program for repair or replacement of private sewer laterals for qualifying Florence residents. Covers up to...

Home Repair
Up to $2,000 or 50% of cost

Florence Water Line Replacement Assistance

Cost-sharing program for replacement of old or damaged water service lines from the street to the home. Available to Flo...

Home Repair

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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