USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize homes, or remove health and safety hazards. Grants available to seniors 62+ for accessibility modifications.

Typical combination of grant and low-interest loan totaling $15,000

Key Details

  • Low-interest loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+ for safety/accessibility
  • Income at or below 50% AMI required
  • Must be in eligible rural area (Florence qualifies)
  • Covers health/safety hazards and accessibility needs

How to Apply

Get free help applying Visit Official Program Page Track this program

(256) 381-3640

A grant-savvy contractor in Florence, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications based on funding availability

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