Home Improvement Grants in Flossmoor.

Find grants, rebates, forgivable loans, and free programs for Flossmoor, IL, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Flossmoor, IL, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants17Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $35,000 forgivable loan

IHDA Single Family Rehabilitation Program

Provides forgivable loans to low-income homeowners for major home repairs and rehabilitation. Loan is forgiven after 10 ...

Home Repair
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federally-funded program that provides free energy efficiency improvements to income-qualified households. Services incl...

Weatherization
Up to $15,000 grant

Cook County CDBG Home Repair Program

Community Development Block Grant program providing home repair grants to low- and moderate-income homeowners in unincor...

Home Repair
Free lead hazard removal

Illinois Lead Hazard Reduction Program

State-funded program to identify and remediate lead-based paint hazards in homes built before 1978 where children under ...

Home Repair
Up to $1,500 in rebates

ComEd Home Efficiency Rebate Program

Rebates for energy-efficient home improvements including insulation, air sealing, and HVAC equipment upgrades. Available...

Weatherization
Up to $2,000 in rebates

Nicor Gas Energy Efficiency Program

Rebates for energy-efficient furnaces, boilers, water heaters, programmable thermostats, and insulation. Includes free e...

Weatherization
Free energy upgrades

ComEd Income Qualified Efficiency Program

Free home energy assessments and efficiency upgrades for income-qualified ComEd customers. Includes air sealing, insulat...

Energy
Up to $100 rebate

ComEd Smart Thermostat Rebate

Instant rebate for purchase and installation of qualifying smart thermostats. Helps ComEd customers save on heating and ...

Weatherization
Up to $20,000 grant

IHDA Home Accessibility Program

Grants for accessibility modifications to homes occupied by persons with disabilities or seniors. Covers ramps, grab bar...

Seniors & Disability
Up to $10,000 grant

Cook County Senior Home Repair Program

Home repair grants for Cook County seniors age 62 and older. Covers emergency and critical home repairs to help seniors ...

Seniors & Disability
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Grants

Federal grants and loans for very low-income homeowners age 62+ to repair, improve, or modernize their homes. Grants up ...

Seniors & Disability
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grants for veterans with certain service-connected disabilities to build, buy, or modify a home to meet their disability...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grants for veterans with certain service-connected disabilities to adapt homes for accessibility. Covers modifications s...

Veterans
Varies by system size

Illinois Shines Solar Incentive Program

State incentive program that provides rebates and credits for residential solar panel installations. Income-qualified pa...

Solar/Renewable
Up to $500 rebate

ComEd Electric Vehicle Charger Rebate

Rebates for residential Level 2 electric vehicle charging station installations. Covers portion of equipment and install...

Solar/Renewable
Freezes assessed value

Cook County Senior Freeze Exemption

Freezes the equalized assessed value (EAV) of an eligible property for seniors age 65+ with household income of $65,000 ...

Property Tax Relief
$8,000 reduction in EAV

Cook County Senior Citizen Homestead Exemption

Reduces equalized assessed value by $8,000 for seniors age 65+ who own and occupy their homes as principal residences in...

Property Tax Relief
$2,000 reduction in EAV

Cook County Persons with Disabilities Exemption

Reduces equalized assessed value by $2,000 for persons with disabilities who own and occupy their homes. Requires docume...

Property Tax Relief
Up to $7,500 grant/loan

Cook County Sewer and Water Lateral Assistance

Financial assistance for repair or replacement of private water service lines and sewer laterals for low- and moderate-i...

Home Repair
Up to $5,000 grant

IHDA Emergency Home Repair Grant

Provides emergency grants for owner-occupied households with very low income to address immediate threats to health and ...

Emergency
Up to $30,000 forgivable loan

Rebuild Illinois Home Rehabilitation

State-funded comprehensive home rehabilitation program for low-income homeowners. Loan is forgiven after 5 years of cont...

Home Repair
25% tax credit on qualified expenses

Illinois Historic Preservation Tax Credit

State income tax credit for qualified rehabilitation of historic homes listed on the National Register or contributing t...

Historic

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Flossmoor

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Frequently asked questions

What home improvement grants are available in Flossmoor, IL?

26 programs are currently listed for Flossmoor, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Flossmoor have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Flossmoor, 17 programs do not require repayment, 2 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Flossmoor?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.