USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Senior & Disability

About This Program

USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ to repair or improve their homes. Grants available only to seniors unable to repay a loan. Properties must be in eligible rural areas.

Grant portion for seniors unable to repay; loan at 1% interest for 20 years

Key Details

  • Loan up to $27,500 + grant up to $10,000
  • Age 62+ and very low income required
  • Grant only if unable to repay loan
  • 1% interest loan for 20 years
  • Must be in eligible rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(803) 765-5163

A grant-savvy contractor in Folly Beach, SC can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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