Find grants, rebates, forgivable loans, and free programs for Folly Beach, SC, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Folly Beach, SC, with individual awards up to $126,526. 7 programs target seniors, 2 serve veterans, and 11 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 16 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 4 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 4 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federal WAP program administered by South Carolina to improve energy efficiency in low-income homes. Services include in...
State-funded emergency repair grants for low-income homeowners facing immediate health or safety hazards. Priority given...
Provides forgivable loans for major home rehabilitation to income-qualified South Carolina homeowners. Loan is forgiven ...
CDBG-funded program providing major home repairs for income-qualified owner-occupied homes in Charleston County. Forgiva...
South Carolina Safe Home program providing grants for hurricane mitigation improvements to existing homes in coastal cou...
Rebate for residential customers installing solar photovoltaic systems. Dominion Energy provides a rebate based on syste...
Free lead hazard assessment and remediation for homes built before 1978 where a child under age 6 resides or regularly v...
USDA program providing low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners age 62+ ...
Grant for eligible veterans with certain service-connected disabilities to construct or modify a home to meet adaptive n...
Grant for eligible veterans with certain service-connected disabilities to adapt a family member's home where they resid...
CDBG-funded grant for accessibility modifications to owner-occupied homes in Charleston County where a person with disab...
Rebate for Dominion Energy customers who install qualifying high-efficiency heat pump systems. Rebate amount varies by s...
Rebate for Dominion Energy customers who add insulation to their homes. Covers attic, wall, and floor insulation that me...
Rebate for Dominion Energy customers who install ENERGY STAR certified electric heat pump water heaters. Must meet minim...
State income tax credit equal to 25% of solar installation costs, up to $3,500 per year with up to 10 years of carryforw...
Financial assistance program for low-income homeowners to repair or replace private sewer lateral lines. Covers costs of...
Homestead exemption for South Carolina residents age 65+ or permanently disabled, exempting up to $50,000 of home value ...
HUD HOME Investment Partnerships Program providing major rehabilitation for income-qualified homeowners in Charleston Co...
Down payment and closing cost assistance for eligible first responders, law enforcement, firefighters, EMTs, and teacher...
Federal LIHEAP program helping low-income South Carolina households pay heating and cooling bills. Priority for househol...
FEMA-funded program to reduce or eliminate long-term risk of flood damage to structures insured under the National Flood...
Low-interest loan program for qualifying homeowners to repair or replace failing septic systems in Charleston County. Ad...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Folly Beach, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Folly Beach, 16 programs do not require repayment, 4 are forgivable loans, and 4 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.