Home Improvement Grants in Folsom.

Find grants, rebates, forgivable loans, and free programs for Folsom, CA, filtered to your situation.

As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Folsom, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.

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Showing 26 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $8,000 in weatherization services

California Weatherization Assistance Program (WAP)

Federal and state-funded program providing free weatherization improvements to low-income households. Services include i...

Weatherization
Up to 3.5% of purchase price or $10,000

CalHFA MyHome Assistance Program

Down payment assistance for first-time homebuyers in California. Provides a deferred-payment junior loan equal to 3.5% o...

Homebuyer
Up to $3,500 rebate

SMUD Heat Pump HVAC Rebate

SMUD offers rebates up to $3,500 for qualifying electric heat pump HVAC systems that replace gas or electric resistance ...

Energy
Up to $3,000 rebate

SMUD Heat Pump Water Heater Rebate

SMUD provides rebates for installing energy-efficient heat pump water heaters. Rebates range from $500 to $3,000 dependi...

Energy
Up to $2,500 incentive

SMUD Battery Storage Incentive

Incentive for residential customers who install battery storage systems paired with solar panels. Payment is $250 per kW...

Solar/Renewable
Up to $1,500 rebate

SMUD Electric Vehicle Charger Rebate

SMUD offers rebates for Level 2 EV charger installation at home. Standard rebate is $500; enhanced rebate up to $1,500 f...

Energy
Up to $50,000 forgivable loan

City of Folsom Owner-Occupied Rehabilitation Program

CDBG-funded program providing deferred-payment, zero-interest loans for major home repairs to low- and moderate-income h...

Home Repair
Up to $25,000 grant

City of Folsom Accessibility Modification Grant

Grant program for low-income homeowners to make ADA accessibility modifications such as ramps, widened doorways, accessi...

Seniors & Disability
Up to $7,500 grant

City of Folsom Sewer Lateral Replacement Grant

Grant to assist low-income homeowners with the cost of repairing or replacing private sewer laterals. Helps prevent grou...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Program

USDA program offering loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural area...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (such as blindness or loss of use of both hands) to adapt...

Veterans
Free lead hazard removal

Sacramento County Lead Hazard Control Program

HUD-funded program to identify and remediate lead-based paint hazards in homes built before 1978 with children under 6 r...

Home Repair
Varies by system size

California Solar Initiative (CSI) Rebate

The California Solar Initiative provided rebates for solar PV installations. While the main program has concluded, SMUD ...

Solar/Renewable
Postpone property taxes until property sale

Sacramento County Senior Property Tax Postponement

California allows seniors 62+ with limited income to postpone payment of property taxes on their primary residence. The ...

Property Tax Relief
Up to 10 trees at $5-10 each

SMUD Shade Tree Program

SMUD provides shade trees at low cost to residential customers to reduce cooling costs. Strategically placed trees can r...

Weatherization
Up to $120 rebate

SMUD Smart Thermostat Rebate

SMUD offers rebates for qualifying smart thermostats that allow for remote control and energy savings. Rebate amount var...

Energy
Up to $1,600 rebate

SMUD Insulation and Air Sealing Rebate

SMUD offers rebates for attic insulation and air sealing improvements. Requires energy audit before installation. Rebate...

Weatherization
Up to $80,000 in mortgage assistance

California Mortgage Relief Program

State program providing mortgage payment assistance to homeowners who experienced COVID-19 related financial hardship. C...

Emergency
100% project financing

CaliforniaFIRST PACE Financing

Property Assessed Clean Energy (PACE) financing for energy efficiency, renewable energy, and water conservation improvem...

Solar/Renewable
Up to $3,000 grant

California Residential Mitigation Program (CRMP)

Grant for homeowners to perform seismic retrofits on homes built before 1980. Covers foundation bolting and cripple wall...

Disaster
10% discount on water/sewer bills

Folsom Senior Utility Discount

City of Folsom offers a 10% discount on monthly water and sewer charges for low-income seniors age 62 and older. Helps r...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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