USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA program offering loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes or remove health and safety hazards. Grants available to seniors 62+ who cannot repay a loan.

Loan at 1% interest or grant for seniors 62+

Key Details

  • Loans up to $40,000 at 1% interest
  • Grants up to $10,000 for seniors 62+
  • For very-low-income homeowners
  • Eligible rural areas only (check eligibility)
  • Covers repairs and accessibility modifications

How to Apply

A grant-savvy contractor in Folsom, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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