USDA Section 504 Home Repair Loan & Grant

About This Program

Low-interest loan (up to $27,500) and grant (up to $10,000 for seniors 62+) to repair, improve, or modernize homes in eligible rural areas around Fort Dodge. Grant funds must be used to remove health and safety hazards.

Grant portion available only to seniors 62+ for health/safety repairs; loan for broader repairs

Key Details

• Loan up to $27,500 at 1% interest for repairs
• Grant up to $10,000 for seniors 62+ (health/safety only)
• For very low-income homeowners in rural areas
• Must own and occupy the home
• Covers structural, systems, accessibility improvements

How to Apply

A grant-savvy contractor in Fort Dodge, IA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to federal funding