USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very-low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Fort Oglethorpe qualifies as eligible rural area.

Loan at 1% interest; seniors 62+ may qualify for grant portion

Key Details

  • Loans up to $40,000 at 1% interest for repairs
  • Grants up to $10,000 for seniors 62+ (hazard removal)
  • Must be very-low-income in eligible rural area
  • Owner-occupied homes only
  • Fort Oglethorpe qualifies as rural area

How to Apply

Get free help applying Visit Official Program Page Track this program

(706) 272-2277

A grant-savvy contractor in Fort Oglethorpe, GA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications through local USDA office

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