AHFA Step Up Program

Alabama Housing Finance Authority

Available Home Repair

About This Program

Provides forgivable home repair loans to Alabama homeowners with income up to 80% AMI. Loan is fully forgiven after five years of continued owner occupancy. Covers necessary repairs that improve health, safety, and livability.

Forgivable loan amount based on necessary repairs, no repayment if occupancy maintained

Key Details

  • Forgivable loan up to $15,000
  • Income up to 80% area median income
  • Must be owner-occupied in Alabama
  • Forgiven after 5 years of occupancy
  • Covers health and safety repairs

How to Apply

A grant-savvy contractor in Fort Payne, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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