Home Improvement Grants in Fort Smith.

Find grants, rebates, forgivable loans, and free programs for Fort Smith, AR, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fort Smith, AR, with individual awards up to $126,526. 6 programs target seniors, 3 serve veterans, and 12 require no income limit.

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $10,000 grant

Fort Smith Emergency Home Repair Program

Provides emergency home repairs for low-income owner-occupied households in Fort Smith city limits. Grant funds address ...

Emergency
Forgivable loan up to $24,999

Fort Smith Owner-Occupied Rehabilitation Program

Provides major rehabilitation assistance for income-qualified homeowners in Fort Smith. The forgivable loan covers subst...

Home Repair
Up to $15,000 grant

Fort Smith Accessibility Modification Program

Provides grants to modify homes for accessibility for Fort Smith residents with disabilities or seniors. Covers wheelcha...

Seniors & Disability
Up to $5,000 assistance

Fort Smith Sewer Lateral Repair Program

Helps Fort Smith homeowners repair or replace failing private sewer laterals. Program provides 50% cost-sharing up to $5...

Home Repair
Up to $8,000 in weatherization

Arkansas Weatherization Assistance Program (WAP)

Federal weatherization program administered locally by WAPDD for Fort Smith residents. Provides comprehensive energy eff...

Weatherization
Free lead hazard removal

Arkansas Childhood Lead Poisoning Prevention Program

State-funded lead hazard reduction for Arkansas homes built before 1978 where a child under 6 with elevated blood lead l...

Home Repair
Up to $25,000 forgivable loan

Arkansas Housing Trust Fund - Repair

State housing trust fund providing forgivable loans to low-income Arkansas homeowners for critical home repairs. Funds a...

Home Repair
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Federal program providing low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in el...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to adapt or purchase a home to accommodate their disabili...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities (blindness or loss of use of hands) to make accessibility...

Veterans
Up to $250 in rebates

OG&E Home Energy Checkup

Provides in-home energy assessment and instant rebates on energy-saving products for OG&E customers in Fort Smith. Inclu...

Energy
Up to $600 rebate

OG&E HVAC Rebate Program

Rebates for OG&E customers in Fort Smith who install high-efficiency HVAC systems or heat pumps. Rebate amounts vary by ...

Energy
Up to $100 rebate

OG&E Smart Thermostat Rebate

Rebate for OG&E customers in Fort Smith who purchase and install qualifying smart thermostats. Smart thermostats optimiz...

Energy
Up to $500 rebate

OG&E Electric Water Heater Rebate

Rebate for OG&E customers in Fort Smith who install high-efficiency electric water heaters or heat pump water heaters. H...

Energy
30% of system cost

Federal Solar Investment Tax Credit (ITC)

Federal tax credit worth 30% of the total cost of installing a residential solar energy system in Fort Smith. Covers sol...

Solar/Renewable
Credit for excess solar generation

Arkansas Net Metering Program

Arkansas net metering allows Fort Smith homeowners with solar panels to receive credit for excess electricity sent back ...

Solar/Renewable
Varies by assessment; up to $375/year typical

Arkansas Senior Property Tax Relief (Homestead Credit)

Arkansas homeowners age 65+ or totally disabled may qualify for additional homestead property tax credit. Reduces the ta...

Property Tax Relief
Partial to full exemption based on disability

Arkansas Disabled Veteran Property Tax Exemption

Arkansas veterans with service-connected disabilities receive property tax exemptions on their primary residence in Fort...

Property Tax Relief
Below-market mortgage rates

Arkansas Single Family Mortgage Program

ADFA provides below-market interest rate mortgages for first-time homebuyers in Fort Smith and throughout Arkansas. Prog...

Homebuyer
Up to $15,000 for down payment/closing

ADFA Down Payment Assistance

Provides up to $15,000 in down payment and closing cost assistance for eligible first-time homebuyers in Fort Smith. Str...

Homebuyer
Up to $2,500 for minor repairs

Sebastian County Senior Home Repair

Provides minor home repairs and modifications for low-income seniors age 60+ in Sebastian County. Services include grab ...

Seniors & Disability

💡 Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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