USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans up to $40,000 and grants up to $10,000 for very-low-income homeowners in eligible rural areas near Fort Smith to repair or improve their homes. Seniors 62+ may qualify for grant funds. Loans at 1% interest for 20 years.

Grant covers up to $10,000 for seniors 62+; loans up to $40,000 at 1% interest

Key Details

  • Loans up to $40,000 at 1% interest for 20 years
  • Grants up to $10,000 for seniors 62+
  • For very low-income homeowners in eligible rural areas
  • Covers repairs, accessibility, health/safety hazards
  • Must be owner-occupied and unable to obtain credit

How to Apply

Get free help applying Visit Official Program Page Track this program

(501) 301-3000

A grant-savvy contractor in Fort Smith, AR can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications year-round

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