San Mateo County Home Access Program

San Mateo County Department of Housing

Available Senior & Disability

About This Program

Forgivable loans for accessibility modifications to help persons with disabilities and seniors age in place. Covers wheelchair ramps, bathroom modifications, doorway widening, grab bars, stair lifts, and other ADA-compliant improvements. Loan forgiven after 15 years of owner-occupancy.

Forgivable loan for accessibility modifications; average project $20,000

Official program page checked live on 2026-06-17.

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $35,000 forgivable loan for ADA modifications
  • Income at or below 80% AMI required
  • Covers ramps, bathroom mods, doorways, lifts
  • Forgiven after 15 years owner-occupancy
  • Priority for persons with disabilities and seniors

How to Apply

Get free help applying Visit Official Program Page Track this program

(650) 802-3300

A grant-savvy contractor in Foster City, CA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Foster City early keeps your application moving.

Get matched with a contractor

This program is usually a forgivable loan: you owe nothing if you stay in the home for the set period, but it may place a lien on the property until then.

Each program sets its own contractor rules. Check the official program page for exact requirements.

Your application paperwork

Documents you will likely need

  • Proof you own and live in the home (deed, recent mortgage statement, or property tax bill).
  • A government-issued photo ID for every owner on title.
  • Household income proof (recent pay stubs, last year's tax return, or benefit award letters for everyone in the home).
  • Proof of age (driver's license or birth certificate) if the program is age-based.
  • Documentation of disability (award letter or a physician's statement) if the program is disability-based.
  • A written estimate from a licensed contractor for the work (many programs require this to apply).
  • Photos of the problem area or the work to be done.
  • The program's own application form, completed (use the official link or phone number on this page).
Download this checklist (PDF)

Requirements vary by program and locality. Confirm the exact rules on the official program page. We can help you prepare your paperwork, but you submit it yourself.

Deadline: Applications accepted year-round

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