Home Improvement Grants in Foster City.

Find grants, rebates, forgivable loans, and free programs for Foster City, CA, filtered to your situation.

As of June 2026, 24 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Foster City, CA, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 11 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants16Never repaidIncome-qualified homeowners
Forgivable loans2Forgiven after a residency periodLarger repairs with no money down
Rebates4Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 24 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $50,000 forgivable loan

San Mateo County Owner-Occupied Rehabilitation Program

CDBG-funded rehabilitation loans for low-income homeowners in unincorporated San Mateo County and participating cities. ...

Home Repair
Up to $10,000 grant

San Mateo County Emergency Home Repair Grant

Emergency repair grants for very low-income homeowners facing immediate threats to health and safety. Priority given to ...

Emergency
Up to $9,000 in energy upgrades

California Weatherization Assistance Program (WAP)

Federally funded weatherization services for low-income households to reduce energy costs and improve comfort. Services ...

Weatherization
Up to $15,000 for lead hazard removal

California Lead-Based Paint Hazard Reduction Program

State and HUD-funded program to identify and eliminate lead-based paint hazards in homes built before 1978 with children...

Home Repair
Up to $6,500 in rebates

PG&E Energy Upgrade California Home Upgrade Program

Comprehensive home energy upgrade rebates for PG&E customers. Provides incentives for whole-house energy efficiency impr...

Weatherization
Up to $4,000 rebate

PG&E Heat Pump Water Heater Rebate

Rebate for replacing gas or electric water heaters with ENERGY STAR certified heat pump water heaters. Provides signific...

Energy
Up to $3,000 rebate

PG&E Central Air Conditioning and Heat Pump Rebate

Rebates for high-efficiency central air conditioning systems and heat pumps. Must meet minimum SEER2 ratings. Includes a...

Energy
Free energy efficiency upgrades

PG&E Energy Savings Assistance Program

Free energy efficiency upgrades for income-qualified PG&E customers. Services include attic insulation, weather strippin...

Energy
Up to $1,000 per kWh storage

California Self-Generation Incentive Program (SGIP) Battery Storage

State incentive for residential battery energy storage systems. Provides rebates for installed battery capacity paired w...

Solar/Renewable
30% tax credit

Federal Residential Clean Energy Credit (Solar ITC)

Federal investment tax credit (ITC) for residential solar photovoltaic systems, battery storage, and solar water heaters...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans and grants for very low-income homeowners to repair, improve, or modernize their homes or remove heal...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for Veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for Veterans with certain service-connected disabilities to adapt a home for independent living. Eligible disabili...

Veterans
Up to $35,000 forgivable loan

San Mateo County Home Access Program

Forgivable loans for accessibility modifications to help persons with disabilities and seniors age in place. Covers whee...

Seniors & Disability
Up to $7,500 grant

San Mateo County Sewer Lateral Grant Program

Grant assistance for low-income homeowners to repair or replace failing sewer lateral lines. Helps prevent sewage backup...

Home Repair
Up to $2,500 per home

CAL FIRE Home Hardening Program

Home hardening grants and direct services to reduce wildfire risk in high and very high fire hazard severity zones. Cove...

Disaster
Up to $3,000 retrofit reimbursement

California Earthquake Authority Retrofit Reimbursement

Reimbursement program for CEA earthquake insurance policyholders who complete seismic retrofits to reduce earthquake dam...

Disaster
Up to $80,000 in assistance

California Mortgage Relief Program

Provided mortgage payment assistance to homeowners who experienced financial hardship due to COVID-19 pandemic. Covered ...

Home Repair
3.5% down payment or closing cost assistance

CalHFA MyHome Assistance Program

Down payment and closing cost assistance for first-time homebuyers or those who haven't owned a home in three years. Pro...

Homebuyer
Postpone property taxes

California Property Tax Postponement Program

Allows seniors age 62+, blind, or disabled homeowners to defer property taxes on their principal residence. The state pa...

Property Tax Relief

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Foster City

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Frequently asked questions

What home improvement grants are available in Foster City, CA?

24 programs are currently listed for Foster City, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Foster City have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Foster City, 16 programs do not require repayment, 2 are forgivable loans, and 4 are rebates.

How do I apply for home repair grants in Foster City?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.