Find grants, rebates, forgivable loans, and free programs for Frankfort, IL, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Frankfort, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 15 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Provides forgivable loans to modify homes for accessibility for residents with disabilities. Covers ramps, bathroom modi...
Federally funded weatherization program that reduces energy costs through insulation, air sealing, furnace repair/replac...
State-funded lead hazard control program for homes built before 1978 where children under 6 reside or visit frequently. ...
CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in unincorpora...
Provides emergency repair grants to address immediate health and safety hazards for very low-income homeowners in Will C...
Rebates for energy-efficient home improvements including smart thermostats, insulation, air sealing, and HVAC tune-ups. ...
Free energy efficiency upgrades for income-qualified ComEd customers including LED bulbs, smart power strips, air sealin...
Rebates for installation of ENERGY STAR certified high-efficiency natural gas furnaces. Rebate amounts vary by efficienc...
Rebates for installation of ENERGY STAR certified high-efficiency natural gas boilers. Rebate amounts vary by efficiency...
Rebates for ENERGY STAR certified natural gas water heaters including tank and tankless models. Tank water heaters: $100...
Rebate for purchase and installation of eligible Wi-Fi enabled smart thermostats that control natural gas heating system...
Rebate for purchase and installation of Level 2 electric vehicle charging equipment at residential properties. Covers up...
Provides access to community solar projects and rooftop solar installations at significantly reduced or no upfront cost ...
Federal tax credit covering 30% of the cost of solar panel installation and battery storage systems for residential prop...
Low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair, improve, or moderniz...
Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...
Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Eligible...
Grants for emergency home repairs and accessibility modifications for Will County residents age 60 and older. Covers rep...
Freezes property taxes at the prior year's level for qualifying seniors age 65+ with household income of $65,000 or less...
Reduces the equalized assessed value (EAV) of your home by $8,000 for property tax purposes. Available to homeowners age...
Forgivable loans for moderate to substantial home rehabilitation for income-qualified owner-occupants. Administered thro...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Frankfort, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Frankfort, 15 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.