Home Improvement Grants in Frankfort.

Find grants, rebates, forgivable loans, and free programs for Frankfort, IL, filtered to your situation.

As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Frankfort, IL, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 12 require no income limit.

Data last verified 2026-06-09. How we verify our data.

Types of help in this city

Funding typeProgramsRepaid?Best for
Grants15Never repaidIncome-qualified homeowners
Forgivable loans3Forgiven after a residency periodLarger repairs with no money down
Rebates6Refunded to you after purchaseEnergy-efficiency upgrades

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Showing 25 programs
Varies, no individual cap; projects typically $10K-$200K+

FEMA Hazard Mitigation Grant Program (HMGP)

HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...

Disaster
Up to $30,000

FEMA Increased Cost of Compliance (ICC) Coverage

ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...

Disaster
Varies by jurisdiction, typically $5,000-$15,000 per unit

HUD Lead Hazard Control & Healthy Homes

HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...

Seniors & Disability
Varies, full line replacement cost covered in many programs

EPA / WIIN Act Lead Service Line Replacement

EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...

Seniors & Disability
Up to $25,000 forgivable loan

IHDA Home Accessibility Program

Provides forgivable loans to modify homes for accessibility for residents with disabilities. Covers ramps, bathroom modi...

Seniors & Disability
Up to $20,000

Illinois Weatherization Assistance Program (WAP)

Federally funded weatherization program that reduces energy costs through insulation, air sealing, furnace repair/replac...

Weatherization
Free lead hazard control

Illinois Lead Poisoning Prevention Program

State-funded lead hazard control program for homes built before 1978 where children under 6 reside or visit frequently. ...

Home Repair
Up to $30,000 forgivable loan

Will County Owner-Occupied Rehabilitation Program

CDBG-funded program providing forgivable loans for major home repairs to income-qualified owner-occupants in unincorpora...

Home Repair
Up to $10,000 grant

Will County Emergency Home Repair Grant

Provides emergency repair grants to address immediate health and safety hazards for very low-income homeowners in Will C...

Emergency
Up to $2,000 in rebates

ComEd Home Energy Rebates

Rebates for energy-efficient home improvements including smart thermostats, insulation, air sealing, and HVAC tune-ups. ...

Energy
Free energy efficiency upgrades

ComEd Income-Qualified Home Energy Savings

Free energy efficiency upgrades for income-qualified ComEd customers including LED bulbs, smart power strips, air sealin...

Weatherization
Up to $800 rebate

Nicor Gas High-Efficiency Furnace Rebate

Rebates for installation of ENERGY STAR certified high-efficiency natural gas furnaces. Rebate amounts vary by efficienc...

Energy
Up to $800 rebate

Nicor Gas High-Efficiency Boiler Rebate

Rebates for installation of ENERGY STAR certified high-efficiency natural gas boilers. Rebate amounts vary by efficiency...

Energy
Up to $300 rebate

Nicor Gas Water Heater Rebate

Rebates for ENERGY STAR certified natural gas water heaters including tank and tankless models. Tank water heaters: $100...

Energy
Up to $100 rebate

Nicor Gas Smart Thermostat Rebate

Rebate for purchase and installation of eligible Wi-Fi enabled smart thermostats that control natural gas heating system...

Energy
Up to $500 rebate

ComEd Electric Vehicle Charger Rebate

Rebate for purchase and installation of Level 2 electric vehicle charging equipment at residential properties. Covers up...

Energy
Discounted solar installation

Illinois Solar for All

Provides access to community solar projects and rooftop solar installations at significantly reduced or no upfront cost ...

Solar/Renewable
30% tax credit

Federal Residential Solar Tax Credit (ITC)

Federal tax credit covering 30% of the cost of solar panel installation and battery storage systems for residential prop...

Solar/Renewable
Up to $10,000 grant (age 62+) and $40,000 loan, $50,000 combined

USDA Section 504 Home Repair Loan & Grant

Low-interest loans up to $27,500 and grants up to $10,000 for very low-income homeowners to repair, improve, or moderniz...

Home Repair
Up to $126,526 (SAH) or $25,350 (SHA), FY2026

VA Specially Adapted Housing (SAH) Grant

Grant for veterans with certain service-connected disabilities to build, remodel, or purchase an adapted home. Eligible ...

Veterans
Up to $25,350 (SHA), FY2026

VA Special Housing Adaptation (SHA) Grant

Grant for veterans with certain service-connected disabilities to adapt a home to accommodate their disability. Eligible...

Veterans
Up to $5,000 grant

Will County Senior Home Repair Program

Grants for emergency home repairs and accessibility modifications for Will County residents age 60 and older. Covers rep...

Seniors & Disability
Freezes property tax increase

Illinois Senior Citizens Property Tax Freeze

Freezes property taxes at the prior year's level for qualifying seniors age 65+ with household income of $65,000 or less...

Property Tax Relief
Reduces assessed value by $8,000

Illinois Senior Citizens Homestead Exemption

Reduces the equalized assessed value (EAV) of your home by $8,000 for property tax purposes. Available to homeowners age...

Property Tax Relief
Up to $60,000 forgivable loan

IHDA Owner-Occupied Rehabilitation Loan

Forgivable loans for moderate to substantial home rehabilitation for income-qualified owner-occupants. Administered thro...

Home Repair

Stack programs to maximize your savings

Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.

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Grant-Approved Contractors in Frankfort

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Frequently asked questions

What home improvement grants are available in Frankfort, IL?

25 programs are currently listed for Frankfort, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.

Do home improvement grants in Frankfort have to be repaid?

Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Frankfort, 15 programs do not require repayment, 3 are forgivable loans, and 6 are rebates.

How do I apply for home repair grants in Frankfort?

Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.