Find grants, rebates, forgivable loans, and free programs for Frankfort, KY, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Frankfort, KY, with individual awards up to $126,526. 8 programs target seniors, 2 serve veterans, and 13 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded weatherization services for income-eligible Kentucky residents to reduce energy costs through insulatio...
CDBG-funded forgivable loan for major home repairs in Frankfort city limits. Loan is forgiven after 5 years of maintaini...
HUD-funded program to reduce lead-based paint hazards in homes built before 1978 with children under 6. Services include...
USDA program providing low-interest loans and grants to very-low-income homeowners in eligible rural areas near Frankfor...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet disability needs....
Grant for veterans with certain service-connected disabilities to adapt a family member's home in which they will reside...
Grant for income-eligible Frankfort residents with disabilities to make necessary home modifications for accessibility, ...
Grant for Frankfort homeowners age 62 and older with income at or below 80% AMI to make critical home repairs addressing...
Rebate for Frankfort Plant Board electric customers who install qualifying high-efficiency HVAC systems or heat pumps. R...
Enhanced rebate for Frankfort Plant Board customers installing qualifying high-efficiency air-source or geothermal heat ...
Rebate for Frankfort Plant Board customers who install qualifying high-efficiency electric water heaters or heat pump wa...
Rebate for Frankfort Plant Board customers who add insulation to attics, walls, or crawl spaces to meet recommended R-va...
Low-interest loan program for Frankfort property owners to repair or replace private sewer lateral lines connecting home...
Mortgage Credit Certificate converts a portion of your mortgage interest into a dollar-for-dollar federal tax credit. Fi...
Down payment and closing cost assistance for first-time homebuyers in Kentucky purchasing a home in Frankfort. Must be u...
Free homebuyer education course required for KHC mortgage programs and recommended for all first-time buyers in Frankfor...
Kentucky homeowners age 65 or older or totally disabled can receive a homestead exemption reducing property taxes. Exemp...
State tax credit for rehabilitation of historic homes in Frankfort listed on the National Register or contributing to a ...
Housing assistance for Frankfort residents affected by federally-declared disasters. Covers home repairs, replacement, r...
Federal program providing assistance with heating and cooling costs for low-income Frankfort households. Also offers eme...
Emergency furnace repair or replacement assistance for low-income Frankfort households facing heating crisis during wint...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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