Find grants, rebates, forgivable loans, and free programs for Fredericksburg, VA, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Fredericksburg, VA, with individual awards up to $126,526. 6 programs target seniors, 2 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 14 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 3 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 5 | Refunded to you after purchase | Energy-efficiency upgrades |
Not sure which program fits? Email us what you need. It is free, and a real person answers.
HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program administered by the state to reduce energy costs for low-income households through comprehensiv...
Provides down payment and closing cost assistance for first-time homebuyers in Virginia. Available as a 0% interest seco...
CDBG-funded forgivable loan for major home repairs to owner-occupied properties within city limits. Loan is forgiven aft...
Grant for emergency repairs that pose immediate threats to health and safety for very low-income homeowners in Frederick...
Forgivable loan to make accessibility modifications for disabled or elderly residents in owner-occupied homes. Includes ...
Low-interest loans and grants to very low-income homeowners in eligible rural areas near Fredericksburg to repair, impro...
Grant for veterans with certain service-connected disabilities to build, buy, or modify a home to meet adaptive needs. Q...
Grant for veterans with qualifying service-connected disabilities to make adaptive modifications to their home. Qualifyi...
Rebates for Dominion Energy electric customers who install qualifying high-efficiency heat pumps. Includes air-source an...
Rebates for Dominion Energy electric customers who add insulation to attics, walls, or crawlspaces. Must meet R-value re...
Rebate for purchasing and installing a qualifying smart thermostat. Eligible models include ENERGY STAR certified Wi-Fi ...
Solar system owners earn tradeable credits (SRECs) for electricity generated. Each megawatt-hour of solar production ear...
Federal tax credit covering 30% of the cost of installing a solar energy system, including panels, inverters, batteries,...
Net metering allows solar customers to receive credits for excess electricity sent back to the grid. Credits are applied...
HUD-funded program to reduce lead paint hazards in homes built before 1978 where children under age 6 reside. Services i...
Low-interest loan program to help homeowners repair or replace private water or sewer lateral lines connecting homes to ...
Matching grant for exterior rehabilitation of contributing historic properties in local historic districts. Eligible wor...
Real estate tax relief program for Fredericksburg residents age 65+ or permanently disabled with limited income and asse...
Federally funded HOME program providing grants and low-interest loans for substantial home rehabilitation for low-income...
Comprehensive in-home energy assessment conducted by certified energy auditor. Includes blower door test, thermal imagin...
Rebate for electric customers who install qualifying ENERGY STAR certified heat pump water heaters. These highly efficie...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
These contractors specialize in grant-funded projects and understand the documentation requirements.
No contractors listed yet, be the first in this market.
Tell us about your project. We'll connect you with contractors in your city who've completed grant-funded work and know the program documentation.
We'll email you when new programs open, deadlines approach, or funding runs low.
25 programs are currently listed for Fredericksburg, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Fredericksburg, 14 programs do not require repayment, 3 are forgivable loans, and 5 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.