USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Low-interest loans and grants to very low-income homeowners in eligible rural areas near Fredericksburg to repair, improve, or modernize homes or remove health and safety hazards. Seniors 62+ may qualify for grant portion up to $10,000.

Combines loan at 1% interest plus grant for seniors removing hazards

Key Details

  • Loan up to $40,000 at 1% interest, 20-year term
  • Grant up to $10,000 for seniors 62+ to remove hazards
  • Income must be very low (50% AMI or below)
  • Must be in eligible rural area near Fredericksburg
  • Covers repairs, accessibility, health/safety hazards

How to Apply

Get free help applying Visit Official Program Page Track this program

(540) 667-6796

A grant-savvy contractor in Fredericksburg, VA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Get matched with a pro, free Browse Fredericksburg, VA contractors

Find More Programs in Fredericksburg, VA

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

See All Programs