USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Loans and grants for very low-income homeowners in eligible rural areas to repair, improve, or modernize their homes. Grants up to $27,500 available for seniors 62+ who cannot afford a loan. Properties must be in USDA-eligible rural areas.

Grant for seniors 62+ who cannot repay loan; otherwise low-interest loan

Data last verified 2026-06-09. How we verify our data.

This is a national program. In Fremont, WA, you can stack it with local programs like these:

Key Details

  • Grants up to $27,500 for seniors 62+ who cannot afford loan
  • Loans up to $40,000 at 1% interest for other qualified homeowners
  • Must be very low income and in USDA rural-eligible area
  • Covers health, safety, and accessibility repairs
  • Check USDA eligibility map for Fremont area qualification

How to Apply

A grant-savvy contractor in Fremont, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fremont early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications year-round

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Fremont, WA

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