WSHFC Home Repair Program

Washington State Housing Finance Commission

Available Home Repair

About This Program

Low-interest loans for home repairs to income-qualified homeowners statewide. Funds can be used for critical health, safety, and accessibility improvements as well as energy efficiency upgrades.

Loan amount based on needed repairs and household income; low fixed interest rate

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Up to $40,000 at low fixed interest rate
  • Income at or below 80% area median income
  • Must be owner-occupied for at least one year
  • Covers health, safety, accessibility, and energy improvements
  • No down payment or equity required

How to Apply

A grant-savvy contractor in Fremont, WA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Fremont early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Ongoing, subject to funding availability

Questions about this program?

Ask us. It is free, and a real person answers within a business day.

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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