USDA Section 504 Home Repair Grant

USDA Rural Development

Available Senior & Disability

About This Program

Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Grant does not need to be repaid. May be combined with Section 504 loan.

Grant covers 100% of eligible health and safety repairs

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grants up to $10,000 for seniors age 62+
  • Must be in eligible rural area of Cooke County
  • Income at or below 50% AMI required
  • Removes health and safety hazards
  • Grant does not need to be repaid

How to Apply

A grant-savvy contractor in Gainesville, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gainesville early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Rolling applications

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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