Find grants, rebates, forgivable loans, and free programs for Gainesville, TX, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Gainesville, TX, with individual awards up to $126,526. 5 programs target seniors, 2 serve veterans, and 14 require no income limit.
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally-funded program administered by TDHCA providing free weatherization services to income-eligible Texas household...
State-funded home repair program for very low-income homeowners in rural Texas areas. Provides grants for critical healt...
Low-interest loans (1% fixed) for very low-income homeowners in rural areas to repair, improve, or modernize their homes...
Grants up to $10,000 for very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Grant do...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Co...
Helps veterans with certain service-connected disabilities adapt a family member's home in which they will reside. Cover...
Provides grants for owner-occupants with disabilities to make accessibility modifications to their homes. Covers wheelch...
Rebates for comprehensive whole-home energy upgrades performed by participating contractors. Includes insulation, air se...
Rebate for professional air conditioning tune-up by a participating contractor. Improves system efficiency and performan...
Rebate for purchase and installation of qualifying smart thermostats. Helps reduce cooling and heating costs through aut...
Rebate for purchasing and installing a qualifying high-efficiency natural gas furnace (95% AFUE or greater). Available t...
Rebate for purchasing and installing a qualifying tankless natural gas water heater with Energy Factor of 0.82 or greate...
Federal tax credit covering 30% of the cost of installing a residential solar energy system. Applies to solar panels, in...
Provides lead hazard reduction services for pre-1978 homes with children under 6 years old. Services include lead paint ...
Additional homestead exemption of at least $10,000 for homeowners age 65 or older in Cooke County. Reduces the taxable v...
Additional homestead exemption for homeowners receiving 100% disability from Social Security or who qualify under Texas ...
Federal HOME funds administered by TDHCA for owner-occupied rehabilitation. Provides grants and forgivable loans to low-...
Provides financial assistance to low-income homeowners for repair or replacement of failing sewer lateral lines from the...
Emergency home repair grants for low-income seniors age 60+ in Cooke County. Covers critical health and safety repairs t...
Community Development Block Grant Disaster Recovery (CDBG-DR) funds for homeowners affected by federally-declared disast...
Rebate for installation of high-efficiency electric heat pump systems. Amount varies by system SEER rating (15-18+ SEER)...
Financial assistance for low-income homeowners to repair or replace failing water service lines from the meter to the ho...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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