USDA Section 504 Home Repair Loan & Grant

About This Program

Low-interest loans and grants for very-low-income rural homeowners to repair, improve, or modernize their homes. Seniors 62+ may qualify for grants up to $10,000 to remove health and safety hazards.

Estimate assumes combination of loan and grant for eligible senior homeowner

Key Details

• Loans up to $40,000 at 1% interest for repairs
• Grants up to $10,000 for seniors 62+ to remove hazards
• Income at or below 50% Area Median Income
• Must be owner-occupied in eligible rural area
• Check eligibility - parts of Harris County may qualify

How to Apply

A grant-savvy contractor in Galena Park, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, contact local USDA office