USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

Provides loans and grants to very-low-income homeowners to repair, improve, or modernize their homes or grants to elderly very-low-income homeowners to remove health and safety hazards. Available in eligible rural areas of Sumner County.

Grants up to $10,000 for seniors 62+, loans up to $27,500 at 1% interest for others

Key Details

  • Grants up to $10,000 for seniors 62+
  • Loans up to $27,500 at 1% interest
  • Very low income required (50% AMI or below)
  • Must be in eligible rural area
  • Covers health/safety hazards and repairs

How to Apply

A grant-savvy contractor in Gallatin, TN can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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