USDA Section 504 Home Repair Loan & Grant

USDA Rural Development

Available Home Repair

About This Program

Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair, improve, or modernize homes or remove health and safety hazards. Seniors may qualify for grant funds.

Loan up to $27,500 at 1% interest; grants up to $10,000 for seniors 62+

Key Details

  • Low-interest loans up to $27,500
  • Grants up to $10,000 for seniors 62+
  • Very low income requirement
  • Must be in USDA-eligible rural area
  • Covers health and safety hazards

How to Apply

A grant-savvy contractor in Galloway, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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