Find grants, rebates, forgivable loans, and free programs for Galloway, NJ, filtered to your situation.
As of June 2026, 26 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Galloway, NJ, with individual awards up to $126,526. 4 programs target seniors, 3 serve veterans, and 12 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 17 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 6 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Low-interest home improvement loans for New Jersey homeowners to finance necessary repairs and improvements. Offers comp...
Federally funded program providing free weatherization services to low-income New Jersey households. Services include in...
State-funded program to identify and eliminate lead-based paint hazards in pre-1978 homes where children under age 6 res...
Community Development Block Grant program providing home repair grants to low- and moderate-income owner-occupants in At...
Comprehensive home energy audit and rebate program for Atlantic City Electric customers. Includes discounted energy asse...
Rebates for installation of qualifying air-source or ground-source heat pumps in Atlantic City Electric service territor...
State incentive program where solar system owners earn tradable credits for electricity generated. One SREC is earned pe...
Instant rebate on qualifying smart thermostats purchased through Atlantic City Electric's online marketplace. Helps redu...
Free home energy improvements for income-qualified Atlantic City Electric and New Jersey Natural Gas customers. Services...
Federal program providing low-interest loans and grants to very low-income homeowners in eligible rural areas to repair,...
Grants for eligible veterans with certain service-connected disabilities to build, purchase, or modify a home to meet th...
Grants for veterans with service-connected disabilities to adapt their home for independent living. Covers modifications...
State program that reimburses eligible senior citizens and disabled persons for property tax increases on their principa...
Affordable New Jersey Communities for Homeowners and Renters (ANCHOR) program provides property tax relief to homeowners...
Federal HOME Investment Partnerships Program funds administered by the state for owner-occupied home rehabilitation. Pro...
Local grant program to help Galloway homeowners upgrade or replace failing septic systems. Priority given to systems in ...
State program connecting veterans to home repair assistance, emergency services, and adaptive housing resources. Works i...
Rebate for residential electric vehicle charging station installation. Covers qualifying Level 2 EV chargers installed b...
Coordinated state and local health department program providing lead paint testing and abatement in homes with elevated ...
State grant program to modify homes for residents with permanent disabilities. Covers wheelchair ramps, bathroom modific...
Rebates for qualifying high-efficiency gas water heaters installed in homes served by New Jersey Natural Gas. Incentiviz...
Discounted professional HVAC system tune-up for Atlantic City Electric customers. Service includes inspection, cleaning,...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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26 programs are currently listed for Galloway, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Galloway, 17 programs do not require repayment, 1 is forgivable loan, and 6 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.