USDA Section 504 Home Repair Grant

USDA Rural Development

Available Senior & Disability

About This Program

Provides grants to very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Grant does not need to be repaid. Maximum lifetime grant is $10,000.

Grant covers eligible health and safety repairs for qualified seniors

Data last verified 2026-06-09. How we verify our data.

Key Details

  • Grant up to $10,000 for seniors 62+
  • Income must be below 50% area median
  • Remove health and safety hazards
  • Rural areas only (Gallup qualifies)
  • Does not need to be repaid

How to Apply

A grant-savvy contractor in Gallup, NM can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

You will likely need a contractor to apply

Projects like this almost always need a licensed contractor, and many grants ask for a written estimate as part of your application. Lining up a contractor in Gallup early keeps your application moving.

Get matched with a contractor

Each program sets its own contractor rules. Check the official program page for exact requirements.

Deadline: Applications accepted year-round

Questions about this program?

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Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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