Home Improvement Grants in Gallup.
Browse cataloged grants, rebates, loans, and other assistance records for Gallup, NM. Verify each program's current rules, service area, and status.
The Gallup, NM directory shows 19 cataloged resources. Of those, 17 are currently open or actionable home improvement or repair assistance records; the largest published amount stored among those 17 records is $126,526, not an estimate of your award. Discovery tags include 2 senior-related records, 2 veteran-related records, and 7 marked with no income limit. These tags do not determine eligibility; verify the complete official rules.
Record set last reviewed 2026-06-09. How we verify our data.
Types of help in this city
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| Funding type | Records | What to verify | Label scope |
|---|---|---|---|
| Grants | 10 | Repayment, tax, and possible lien terms | Directory classification; confirm official terms |
| Forgivable loans | 3 | Forgiveness schedule, residency, and lien terms | Directory classification; confirm official terms |
| Rebates | 3 | Eligible purchases, upfront payment, and claim timing | Directory classification; confirm official terms |
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New Mexico Weatherization Assistance Program (WAP)
Federally-funded program that provides free weatherization services to income-eligible households in New Mexico. Service...
NM MFA HomeStyle Rehabilitation Loan
Allows homebuyers or refinancing homeowners to finance up to $50,000 in home repairs into a single mortgage. Repairs mus...
USDA Section 504 Home Repair Grant
Provides grants to very low-income homeowners age 62+ in rural areas to remove health and safety hazards. Grant does not...
USDA Section 504 Home Repair Loan
Low-interest loans up to $40,000 for very low-income rural homeowners to repair, improve, or modernize their homes. Loan... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
City of Gallup Owner-Occupied Rehabilitation Program
Provides forgivable loans for major home repairs to low-income homeowners within Gallup city limits. Loan is forgiven af...
City of Gallup Emergency Home Repair Program
Provides emergency repair grants for immediate health and safety hazards in owner-occupied homes. Priority given to very...
City of Gallup ADA Home Modification Program
Provides accessibility modifications for low-income homeowners with disabilities in Gallup. Grant covers ramps, widened ...
VA Specially Adapted Housing (SAH) Grant
Helps veterans with certain service-connected disabilities adapt or purchase a specially adapted home. Qualifying disabi...
VA Special Housing Adaptation (SHA) Grant
Helps veterans with certain service-connected disabilities adapt their residence. Qualifying disabilities include blindn...
Continental Divide Electric Heat Pump Rebate
Rebate for CDEC members who install qualifying high-efficiency electric heat pumps. Rebate amounts vary by equipment eff...
Continental Divide Electric Water Heater Rebate
Rebate for CDEC members who install qualifying electric water heaters, including heat pump water heaters. Higher rebates...
Continental Divide Electric Appliance Rebate
Rebates for CDEC members who purchase ENERGY STAR certified refrigerators, freezers, and other qualifying appliances. Pr...
New Mexico Solar Market Development Tax Credit
State tax credit equal to 10% of the purchase and installation costs of a solar photovoltaic system, up to $6,000. Can b... Each program administrator alone decides its combination rules. The Grant Map has not verified those rules.
New Mexico Geothermal Ground-Coupled Heat Pump Tax Credit
State tax credit equal to 10% of the purchase and installation costs of a geothermal ground-coupled heat pump system, up...
New Mexico Lead-Based Paint Hazard Control Program
HUD-funded program to identify and remove lead-based paint hazards in homes built before 1978. Priority given to homes w...
HOME Investment Partnerships Homeowner Rehabilitation
Federal HOME program providing forgivable loans for comprehensive home rehabilitation to low-income homeowners. Loan is ...
New Mexico Colonias Infrastructure Septic Tank Repair
Provides grants to low-income homeowners in underserved communities for septic tank repair or replacement. Addresses fai...
City of Gallup Water/Sewer Lateral Repair Assistance
Assists low-income homeowners with repair or replacement of private water and sewer service laterals on their property. ...
Federal Residential Solar Investment Tax Credit (ITC)
The federal Residential Clean Energy Credit under Section 25D is closed for expenditures made after December 31, 2025. T...
Check program coordination before building a budget
A local grant, utility rebate, or tax credit may cover different parts of a project, but administrators set their own coordination rules. Confirm compatibility and payment timing with each official source.
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Contractor listings in Gallup
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