USDA Section 504 Home Repair Program

About This Program

USDA program providing loans and grants to very-low-income homeowners in eligible rural areas near Galveston to repair, improve, or modernize their homes. Grants up to $10,000 available for seniors 62+ to remove health and safety hazards. Loans up to $40,000 at 1% interest.

Grant amount for seniors 62+, or loan amount for other eligible applicants

Key Details

• Loans up to $40,000 at 1% interest
• Grants up to $10,000 for seniors 62+
• Income at or below 50% AMI required
• Must be in eligible rural area near Galveston
• Removes health and safety hazards

How to Apply

A grant-savvy contractor in Galveston, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round