Find grants, rebates, forgivable loans, and free programs for Galveston, TX, filtered to your situation.
As of June 2026, 25 home improvement grant, rebate, and forgivable loan programs are open to homeowners in Galveston, TX, with individual awards up to $200,000. 8 programs target seniors, 3 serve veterans, and 13 require no income limit.
Data last verified 2026-06-09. How we verify our data.
| Funding type | Programs | Repaid? | Best for |
|---|---|---|---|
| Grants | 21 | Never repaid | Income-qualified homeowners |
| Forgivable loans | 1 | Forgiven after a residency period | Larger repairs with no money down |
| Rebates | 2 | Refunded to you after purchase | Energy-efficiency upgrades |
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HMGP provides funding after a presidentially declared disaster to help communities reduce future disaster losses. Homeow...
ICC coverage is built into every National Flood Insurance Program (NFIP) policy and pays up to $30,000 to help bring a s...
HUD funds state, county, and city governments to identify and fix lead-based paint hazards and other health hazards (mol...
EPA's WIIN Act grants and the Drinking Water State Revolving Fund (DWSRF) fund lead service line replacement programs in...
Federally funded program that reduces energy costs by improving home energy efficiency for low-income households in Galv...
CDBG-funded program providing major home repairs and rehabilitation for low- to moderate-income owner-occupants in Galve...
Provides emergency home repairs for owner-occupied households in Galveston with income at or below 50% AMI. Covers urgen...
Provides accessibility modifications for owner-occupied homes in Galveston where a resident has a documented disability....
Assists low- to moderate-income homeowners with repair or replacement of private sewer laterals from the home to the cit...
Provides matching grants for exterior rehabilitation of contributing historic structures in Galveston's local historic d...
USDA program providing loans and grants to very-low-income homeowners in eligible rural areas near Galveston to repair, ...
Helps veterans with certain service-connected disabilities purchase or modify a home to accommodate their disability. Qu...
Helps veterans with certain service-connected disabilities adapt a family member's home or their own home where they res...
Federally funded HOME program administered by Texas DHCA providing housing rehabilitation assistance for low-income home...
CenterPoint Energy offers rebates for residential natural gas customers who install qualifying energy-efficient equipmen...
Entergy Texas provides rebates for residential customers who purchase and install high-efficiency central air conditioni...
Texas law exempts the added home value from solar energy devices from property tax assessment. When you install solar pa...
Federal investment tax credit covering 30% of the cost of installing a solar energy system on your Galveston home. Inclu...
Texas homeowners age 65 or older qualify for a property tax ceiling that freezes their school district taxes at the amou...
Texas homeowners with a qualifying disability receive an additional $10,000 homestead exemption from their property's as...
Texas disabled veterans receive property tax exemptions based on their VA disability rating. Veterans with 100% disabili...
Texas DSHS provides free blood lead testing for children and environmental lead testing for homes built before 1978. Off...
CDBG Disaster Recovery funds administered by Texas GLO assist homeowners with unmet recovery needs from federally declar...
Entergy Texas partners with local agencies to provide comprehensive weatherization services at no cost to income-qualifi...
Provides minor home repair and modification services to help low-income seniors age 60+ remain safely in their homes. Se...
Many of these programs can be combined. For example, you can use a city repair grant for the work, a utility rebate for the energy savings, and a federal tax credit on top, all for the same project.
Pick a project to see how much funding could stack on it from multiple programs in this city.
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25 programs are currently listed for Galveston, including FEMA Hazard Mitigation Grant Program (HMGP), FEMA Increased Cost of Compliance (ICC) Coverage, HUD Lead Hazard Control & Healthy Homes.
Grants do not have to be repaid. Forgivable loans are forgiven over a residency period, and rebates refund your money after the purchase. In Galveston, 21 programs do not require repayment, 1 is forgivable loan, and 2 are rebates.
Every program listing carries the official application link and phone number for the administering agency. Homeowners apply directly with that agency; there is no middleman and no fee.