Alabama Housing Finance Authority Step Up Program

Alabama Housing Finance Authority (AHFA)

Available Home Repair

About This Program

AHFA's Step Up program provides zero-interest deferred loans to eligible homeowners for necessary home repairs and improvements. Loan is due upon sale, transfer, or refinance of the property.

Zero-interest deferred loan, payment deferred until home is sold or refinanced

Key Details

  • Zero-interest loan up to $15,000 for home repairs
  • Income limits vary by county and household size
  • Payment deferred until sale or refinance
  • Must be owner-occupied in Alabama
  • Covers roofing, HVAC, plumbing, electrical, structural

How to Apply

A grant-savvy contractor in Gardendale, AL can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Ongoing program subject to annual appropriations

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gardendale, AL

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