USDA Section 504 Home Repair Loan

USDA Rural Development

Available Home Repair

About This Program

Low-interest loan program for very-low-income rural homeowners to repair, improve, or modernize their homes. Loans are made at 1% interest rate with repayment terms up to 20 years for those unable to obtain affordable credit elsewhere.

Low-interest 1% loan with up to 20-year repayment term

Key Details

  • Loan up to $40,000 at 1% interest
  • Income at or below 50% AMI required
  • Repayment terms up to 20 years
  • For rural homeowners unable to get affordable credit
  • Covers home repairs and modernization

How to Apply

A grant-savvy contractor in Gardendale, TX can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

Find More Programs in Gardendale, TX

This is just one of many grants, rebates, and free programs available. Stack them together to maximize your savings.

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