USDA Section 504 Home Repair Program

USDA Rural Development

Available Home Repair

About This Program

USDA grants up to $10,000 and loans up to $40,000 for very low-income homeowners in eligible rural areas of Gardner to repair, improve, or modernize homes or remove health and safety hazards. Age 62+ owners may qualify for grants only.

Grant for seniors 62+; loan for other very low-income homeowners

Key Details

  • Grants up to $27,500 for age 62+ homeowners
  • Loans up to $40,000 at 1% interest
  • Must be in eligible rural area
  • Very low income required (50% AMI)
  • Covers health, safety, and accessibility repairs

How to Apply

Get free help applying Visit Official Program Page Track this program

(413) 253-4300

A grant-savvy contractor in Gardner, MA can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Rolling applications, subject to funding

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