Garfield Owner-Occupied Rehabilitation Program

City of Garfield CDBG

Available Home Repair

About This Program

Forgivable loans for major home repairs for income-eligible owner-occupants in Garfield. Loan is forgiven after 5 years of continued occupancy and compliance with program requirements including maintaining insurance and property taxes.

Forgivable loan, no repayment if you remain in home 5 years

Key Details

  • Forgivable loan up to $30,000
  • For major home repairs and rehabilitation
  • Income at or below 80% AMI required
  • Loan forgiven after 5 years of occupancy
  • Must maintain insurance and property taxes

How to Apply

A grant-savvy contractor in Garfield, NJ can handle the paperwork, inspections, and timelines so your funding releases on schedule. Getting matched is free.

Deadline: Applications accepted year-round

Need a Contractor for This Grant?

Grant-approved contractors understand the documentation, inspections, and timelines, so your funding releases on schedule.

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